Posts Tagged ‘Investor’

An off-plan property signifies the buying of a property that is not yet complete. The construction may be at any stage – even at the pre-licensing stage, if you are buying a property that has not yet fully completed in all regards, then it is said to be an off plan property. The demand for pre-construction overseas property, or off-plan property, has seen a steady rise over the past decade as more investors turn to the overseas property market for bigger capital growths. On the face of it, investing in property abroad seems a good proposition, but it’s always advisable to acquaint yourself, as far as possible, about the pros and cons of an unfinished property.

Advantages Of Investing In Off Plan Property Abroad

An off-plan property investment abroad entails a whole lot of advantages to the investor. Some of these include -

The foremost advantage is the price factor. You can avail strikingly lower prices for the undeveloped property. The builders offer these discounts because they need to raise immediate capital for construction purposes. Moreover, it’s always the endeavour of a builder to sell the property during construction to offset any probability of failure to gain from selling it in future. Another reason for builders to offer off-plan property at discounted rates is to obtain better interest rates on their development loans from banks and investors. The price obviously has to be on a lower side for an unfinished construction as the builders have hardly anything to show except for a floor plan and an artist’s impressions of the finished development.

Moreover, even this discounted price is not paid immediately. Normally, the builders ask for 20%-30% deposit at the time of the Sale Agreement, and the balance normally becomes payable on completion of the property. You can easily finance the balance on a 70% mortgage in most countries.

Investment in an off-plan property overseas will, most certainly and drastically, mitigate your capital gains tax liability.

If all the payments you make to a builder are covered by a bank guarantee, it means that anything paid is returned to you should the builder defaults. So, your investment is largely secured by a bank guarantee.

An off-plan property investment gives you a chance to supervise your returns on the property during the construction period as well, which is generally 1-3 years. This way you can realize the profit during the construction period as well, should you require immediate money. This benefit is particularly significant if one considers the small amount invested in the form of deposit at the time of Agreement.

The overseas property should be alluring enough to invest. In other words, the builder must, at least, promise to employ state-of-the-art construction materials and install modern gadgetry to make the finished product an exciting proposition to reap maximum rewards, if resold. Some builders also allow the investor to choose the fixtures and fittings to be installed during the construction.

Disadvantages Of Investing In Off Plan Property Abroad

Though off-plan property investment abroad may seem quite a cheap proposition, it has some pitfalls too. Here are some of the disadvantages you might face in an off-plan investment -

The apparent negative feature of off-plan property investment is the chances of the developer disappearing or going bust. Therefore, it’s extremely vital that you do your homework and research thoroughly the credentials of the developer. If the developer is a well known entity in that particular region, chances are that the deal will be good, but if he is a new entrant in the business, you must be extra vigilant in ensuring that your money won’t go down the drain.

Another risk you will be undertaking by investing in off-plan property is its possible sudden fall in value within the real estate sector. You can never predict the tilt of market forces, and can incur losses if the demand for that kind of property has hit a low during construction.

There is a wide gulf between the projected and the actual product. The overseas builder can easily take you for a ride if he uses inferior or different materials during construction than promised. However, if the developer has a good reputation, chances are that such cheap tricks won’t see the light of the day.

If you are planning to move into your newly acquired possession, then ensure you are flexible with your moving dates. You can never be sure about the precise date by which the construction will be completed. There may be any number of hurdles in the construction process, and during this period, you just cannot pack your bags and hop in your dream home or apartment.

Legally speaking, you are not the actual owner of the off-plan property until it is completed. So, you don’t enjoy all the rights against the property as enjoyed by an owner. Without ownership, the banks may not lend against the property, and therefore, any money required before completion may have to be raised from personal resources. However, these cases are few and far between, most banks will lend the remaining monies in the form of a mortgage secured on the finnished product.

After getting yourself acquainted with the ins and outs of off plan property investment, it’s time to make a decision on investment. If you’ve decided to invest in an off-plan overseas property in Europe, then check out our off plan developments in Spain, Bulgaria, Turkey, Portugal, and Italy. Visit our Off Plan Developments page for a full list of current off plan properties for sale abroad.

Real estate investment can hardly be called a common transaction. Even to those who do it regularly, real estate investing can still be a complex commercial transaction, especially considering how profitable such a venture can be. Everyone who has ever been involved in real estate investment knows that it can come with considerable risks, but, more often than not, the potential rewards are worth taking those risks. Each investor should set some clear investment goals and be consistent with them, staying aware of the risks engaged in real estate investment.

What real estate investing comes down to is purchasing real estate with the definite purpose of making profit. Although there are many people out there who claim that losing money over real estate investment is virtually impossible, things are not exactly that black and white. However, real estate investing does come with a series of advantages, of which the most notable one has to be the fact that the profit potential is proportional with the amount of money involved in each transaction, and real estate is definitely not what you would call an inexpensive product. Another important advantage of real estate investment is generated by real estate being considerable easier to finance than most other products. Therefore, the value of the property that an investor is about to buy is an excellent basis for obtaining a loan. The down payment required in real estate investing is normally under twenty percent of the value of the property in question, unlike many other products, whose purchase requires full payment immediately. In conclusion, real estate investment is more widely available, in spite of the huge amounts of money that it usually engages.

The most notable disadvantage related to real estate investing is the prospect of losses when the property is resold, as a consequence of the unforeseeable fluctuations of this market.

Fortunately, real estate investors can now benefit from online tools that can assist them in this complex process of investing in real estate. Signing up on a web site where your business can be promoted and where you can share your successes and failures and learn from those of other people is now possible. Useful online tools, such as videos and articles about real estate investing, real estate contracts, the basics of investing in real estate, etc, are now only one click away. All you have to do is make the most of everything you have at your disposal, so that you can become a truly successful real estate investor.

Everything you need to know about real estate investment is available online. From financing and property valuation to credit services and business formation, all the resources necessary for your success in real estate investing are available online. You can even find resources for home improvement, such as contractor search, finishings, or watch do-it-yourself videos.

All in all, these new online tools will definitely come in handy to beginner and expert investors alike, because the real estate market has so many twists and turns that no one can really master it.

For more resources about Real estate investment or especially about real estate investing please review this link http://www.realestateinvestor.com

Visit www.PhilDeCarolis.com to sign up for my free weekly newsletter that includes Economic and Real Estate updates or for more Peter Schiff videos and real estate advice from an experienced Investor Let me help you protect and grow your wealth NOW before it is too late. Contact me right away for a referral to my own personal broker with Euro Pacific Capital that can advise you on the purchase of precious metals (Gold, Silver, etc..), Commodities And/Or Foreign Dividend paying stocks to hedge against rising prices and your loss of hard earned wealth. Join me in preserving your savings so that we can utilize our retained purchasing power to purchase Discounted/Cash Flowing California Real Estate Assets at the bottom of this downturn for pennies on the dollar.

Visit www.PhilDeCarolis.com to sign up for my free weekly newsletter that includes Economic and Real Estate updates or for more Peter Schiff videos and real estate advice from an experienced Investor Let me help you protect and grow your wealth NOW before it is too late. Contact me right away for a referral to my own personal broker with Euro Pacific Capital that can advise you on the purchase of precious metals (Gold, Silver, etc..), Commodities And/Or Foreign Dividend paying stocks to hedge against rising prices and your loss of hard earned wealth. Join me in preserving your savings so that we can utilize our retained purchasing power to purchase Discounted/Cash Flowing California Real Estate Assets at the bottom of this downturn for pennies on the dollar.

Visit www.PhilDeCarolis.com to sign up for my free weekly newsletter that includes Economic and Real Estate updates or for more Peter Schiff videos and real estate advice from an experienced Investor Let me help you protect and grow your wealth NOW before it is too late. Contact me right away for a referral to my own personal broker with Euro Pacific Capital that can advise you on the purchase of precious metals (Gold, Silver, etc..), Commodities And/Or Foreign Dividend paying stocks to hedge against rising prices and your loss of hard earned wealth. Join me in preserving your savings so that we can utilize our retained purchasing power to purchase Discounted/Cash Flowing California Real Estate Assets at the bottom of this downturn for pennies on the dollar.

Visit www.PhilDeCarolis.com to sign up for my free weekly newsletter that includes Economic and Real Estate updates or for more Peter Schiff videos and real estate advice from an experienced Investor Let me help you protect and grow your wealth NOW before it is too late. Contact me right away for a referral to my own personal broker with Euro Pacific Capital that can advise you on the purchase of precious metals (Gold, Silver, etc..), Commodities And/Or Foreign Dividend paying stocks to hedge against rising prices and your loss of hard earned wealth. Join me in preserving your savings so that we can utilize our retained purchasing power to purchase Discounted/Cash Flowing California Real Estate Assets at the bottom of this downturn for pennies on the dollar.

Cebu Rental Properties are among the most popular real estate amenities in the world today, as Cebu in the Philippines is one of the most popular vacation areas there is. The area is known for it’s awesome scenery and great activities.

Whether you are an investor or just looking to rent out a property there for your next trip, here is some information on Cebu Real Estate to help you find the best available.

First of all, Cebu Philippines Real Estate is so popular because of it’s pristine beaches, nightlife, and basically anything you want to do is there. The area is always filled with vacationers, but the great thing about it is that it’s not overcrowded, and you definitely have room to breathe, unlike some other cramped locations.

Whether you want to go fishing, scuba diving, or just plain relaxing on the beach, the opportunities here are endless. Even if you have no interest in the water at all, there is plenty to do in the town, and you definitely will not get bored staying here.

So where should you look to find the best Cebu rental properties? Usually I’d say the internet for just about anything without even thinking twice, but for whatever reason, most likely because the Philippines obviously aren’t as advanced technologically as the rest of the world, there isn’t a lot of Cebu property available online as of this writing.

There are a few sites available, and they might be worth checking out, but probably the top way is traditional-asking your friends who’ve either been to the area or are planning a trip there soon, and see if they know of any properties available in the area.

Don’t get me wrong-still check out the internet to see what’s online. Chances are, even among the relatively scant listings for the area, you will still be able to find great Cebu rental properties to fit your needs.

To save some good money, attempt to schedule your trip during a non peak season time, as you will definitely save a lot of cash doing it this way. Obviously, prices can be steep here, even though it’s not in America, because of the sheer volume of people vacationing there every month.

Also, you will save on virtually everything you do there by going during the less crowded months, such as renting surf boards, fishing guides, or anything else you want to do, as there will be less demand.

Of course, finally, make sure the Cebu rental properties you are looking into are within close proximity to the local attractions, as often times you can get taken by someone with a great price, but then come to find out that the condo is very far from the areas you want to be going to.

Good luck in finding the best Cebu rental properties, either for your upcoming vacation or for your next investment opportunity.

If you are trying to invest in real estate and need to start finding undervalued and discounted investment property, then you will need to know where to look so that you can find the deals before the next guy does. Investment real estate is a very competitive field and those that are not quick will have a hard time finding a good discount investment property. The worst thing you can do as an investor is to pay full price for a home and think that you can fix it up or flip it. Here is a guide to finding undervalued real estate and other forms of real estate investment.

The first option you have is to join a local real estate investment club and start networking with other investors. Networking is a great way to finding discounted fixer uppers because often many of these investors will have their hands full, but won’t want to just leave a good deal alone. If they know you are actively looking for discount investment property, then they will call you instead of someone else, this means that you’ll have your phone ringing telling you about deals before you can find them, which makes your job easy.

Another option you can use to finding undervalued properties, is to start paying for bird dogs to look through property listings and help find you fixer uppers. Many times, if you have a list of several people that know you are looking for property, then you can get your phone ringing off the hook by offering to pay them a couple hundred dollars per lead. You have to make sure they know what price and value you are looking for in an investment property, but once they do you won’t have to spend any time finding good deals.

Lastly, you can go through the property listings on your own and try to find the deals yourself. You can look through all of the newspapers, classified ads, and FSBO websites to try and find good deals if you feel you have the time. This can be a difficult process if you don’t know what you are doing, however if you become good at this then you will soon shave tons of time off of the process. Once you’ve created a system of how and where to find undervalued property and good fixer uppers, then you can keep repeating the process until you’ve got enough houses to keep your hands full, at which point you can help others out by passing good deals on to them.

Having a network of allies is a great way to stay abreast of the latest in the investment property scene in the area you operate. Although you can do everything on your own, you will soon realize that you hardly have enough time to perfect one area of the process, let alone all of them. Having a team at your side can make flipping houses or investing in investment property a much more profitable and successful venture than doing it alone.

Visit www.PhilDeCarolis.com to sign up for my free weekly newsletter that includes Economic and Real Estate updates or for more Peter Schiff videos and real estate advice from an experienced Investor Let me help you protect and grow your wealth NOW before it is too late. Contact me right away for a referral to my own personal broker with Euro Pacific Capital that can advise you on the purchase of precious metals (Gold, Silver, etc..), Commodities And/Or Foreign Dividend paying stocks to hedge against rising prices and your loss of hard earned wealth. Join me in preserving your savings so that we can utilize our retained purchasing power to purchase Discounted/Cash Flowing California Real Estate Assets at the bottom of this downturn for pennies on the dollar that will rise in value dramatically during Californias’ next cyclical inflationary real estate bull market.

Visit www.PhilDeCarolis.com to sign up for my free weekly newsletter that includes Economic and Real Estate updates or for more Peter Schiff videos and real estate advice from an experienced Investor Let me help you protect and grow your wealth NOW before it is too late. Contact me right away for a referral to my own personal broker with Euro Pacific Capital that can advise you on the purchase of precious metals (Gold, Silver, etc..), Commodities And/Or Foreign Dividend paying stocks to hedge against rising prices and your loss of hard earned wealth. Join me in preserving your savings so that we can utilize our retained purchasing power to purchase Discounted/Cash Flowing California Real Estate Assets at the bottom of this downturn for pennies on the dollar that will rise in value dramatically during Californias’ next cyclical inflationary real estate bull market.