Archive for the ‘Property Development and Real Estate Guides’ Category

Most of the individuals believe that real estate investment seems to be the dream investment wherein they will have the opportunity to earn money and generate cash flow. However, because of the global financial crisis, this investment seems to be paralyzed. Many are looking for buyers to sell their properties even in a very low amount. Some are selling properties just to earn money in a short period of time.

Take for instance, you have a house that is considered as an old – model, and you already found one for permanent residence in some portions of the city, a condominium for that matter. Then, the first thing that you have to take into consideration is that you may indulge into leasing first than engage yourself with the Real Estate Business already. Look for a person who is looking for a house, and institute a Contract of Lease with him, thereafter, that person may then opt to convert that contract into a sale, and that is what we call as Real Estate Proper.

In the event that you have decided to join and become one of the real estate investors, there are several things that you have to consider. First of all, you are going to decide whether to get money immediately or get the money later. You know these are the different choices that you have right now. If you choose short term investment you will get the profit and earn money as soon as possible. While if you opt to join in the long term investment, you will save the money for the future. Upon you get the real estate guide, you will find different methods that you may use.

One of the best ways to invest in a short term real estate business is to buy property at a low cost in sell it in a higher cost. Let’s says for instance you opt to a house in the market which has the value of 115, 000 dollars. You can purchase it at about 90,000 dollars and sell it for 110,000 dollars. For you to get the profit you have to subtract the expenses for buying and selling it. So, if it costs 5000 dollars for the closing costs and another 5500 dollars for selling it, you have to subtract it from the actual price of the property which is 110,000 dollars. Therefore, you will have a profit of 9,500 dollars.

Finally, there is one thing that is considered as a way to get instant case through real estate business. That is thru repairing and renovating the purchased property which has been the subject matter thereof. This is then in connection with the selling of the same for higher cost. These will perhaps give you 20 to 30 percent profit from the actual price. On the other hand, long term investment involves rentals. Although you can get the money for a long period, it will give monthly income for you. The good thing about this is that you will have a chance to earn and spend money wisely. But, remember that when you are buying properties you have to determine if it is solid investment or not. You can do it by searching its rental history.

Now that you already know something about Real Estate, ask yourself “Am I already prepared to go to such a different phase?”

If you are looking for information on real estate, hartanah, rumah in the country Malaysia, the web portal Malaysia Real Estate provides you not only the related information but also the latest trends in real estate or property including new or old house, bungalow or condominium. The current market situations are not good for real estate investments throughout the world, however in Kuala Lumpur or in some other selected Malaysian cities; the housing sector is still a good option for investment and Malaysia Real Estate Portal guide you to choose the specific location.

There are many rental, sale or auction properties available throughout the country Malaysia and you can find a good commercial or personal property in your city on easy terms and conditions the web portal Malaysia Real Estate guides you for grabbing one such opportunity for your personal or commercial purpose. You will have to first register at the site and once your registration is complete, you can offer property for sale or you can look out for a property in your city at your preferred location.

Advantage of Malaysia Real Estate Portal

The website provides you the complete and exclusive details of vibrant properties available throughout the country at one place and the information is useful for all sellers, investors and home seekers or property buyers. So, whether you are looking for sale, invest or you are a first time buyer, you will find the web portal an excellent place that provides you quick and exclusive information as well as an independent review of the property especially if the property is offered by a developer or real estate agent.

The look, content and information at Malaysia Real Estate portal

The vast database maintained by realestate is seen by thousands of people daily and whether you are a buyer, developer or seller, you will find your job quite easy at Malaysia Real Estate Portal.

The website looks nice and is quite user friendly and once you register at the site; you can see the vast database. The information is quite valuable and especially independent property ratings can guide you to take a good decision.

Owners of website Malaysia Real Estate

Diana Neoh is the associate publisher of the website and he is very helpful and you can reach him by phone or email.

The final impression about Malaysia Real Estate Portal

The web portal Malaysia Real Estate seems to be one of the best portals that provides you an exclusive and large database on Malaysian individual, rental or commercial property including house, bungalow, condominium and finance options available to you. The information seems to be the latest and accurate and you can really trust on the owners.

More Real Estate Guides Articles

by iliveisl

Lincoln Square 199


Image by darrowwest
Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

If you are considering buying Tulum real estate, you have made a good choice; its relatively new real estate market is just budding into a world-class boom town like Cancun and Playa del Carmen, it’s neighbors to the north, with a new international airport on the way, an ever growing tourism economy, and numerous other indications of good return on property investment. But perhaps you have wondered, “How can I be sure that I am making good purchase within this market, and that the process will be carried out correctly?”

If you haven’t wondered this, then perhaps you should. Mexico’s business culture is different from that of the United States and Canada, and laws protecting real estate buyers are different, and sometimes non-existent. The good news; with the right information, you can buy real estate in Tulum as safely as back home. Where can you find this information?

One very good possibility is a Mexico real estate guide, written by professionals active in the field, directly in the Mexican market. Top Mexico Real Estate Guide: Buying Safely is one such manual, with the convenience of being available in e-book format, and can be downloaded for free. It was prepared by a network of Mexico’s leading brokers from various parts of the country, giving the basics every buyer needs to know whether buying in Tulum or other parts of the country.

One point which this guide makes is that the next essential step to ensuring a safe purchasing process is to find an experienced, qualified Mexico agent to represent your interests and guide you through the purchasing the process. The information in your real estate guide will, in fact, help you in the process of choosing the right sort of agent, and with high-quality information at your finger tips, you will be able to make informed decisions together with the information and advice particular to your purchasing process that the agent presents you with.

Tulum real estate is an exciting market right now, and it is certainly in your interest to be a part of what’s happening there. But make sure you do your homework, get clear, accurate information about the Mexican real estate system, and find the best agent available to make the most of this opportunity.

TOPMexicoRealEstate.com; Mexico’s Leading Network of Specialists for Finding and Purchasing Mexican Properties Safely

Related Real Estate Guides Articles

by write_adam

Lincoln Square 004


Image by darrowwest
Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

Maybe you’ve been researching different Puerto Vallarta Real Estate

possibilities, and you’ve picked out the style, neighborhood,the development, or even the exact property that you want. You’ve been searching all the listings, reading the property descriptions, etc. Now you’ve done the hard part, it’s all down hill from here, right? Well, unfortunately, no. The most important decisions and steps in your Puerto Vallarta property purchase are still ahead.

Buying real estate in Puerto Vallarta can be a dream come true, and will be the starting point of your life in paradise, if you follow the right procedures to make sure your purchase is safe. Like in all of Mexico, laws concerning real estate are different here that in the U.S. or Canada, and there is some very important information you MUST know if you want this to be the great experience it should be.

This is why Top Mexico Real Estate Guide: Buying Safely has been written and compiled by 12 of Mexico’s top real estate experts – to give you this essential information at your fingertips. These experts are leading realtors from various parts of Mexico, as well as lawyers and professionals title companies. The Top Mexico Real Estate Guide is in e-book format, and can be easily downloaded in about 2 minutes; it will give you the information that you need to buy real estate in Puerto Vallarta – safely. Starting your purchasing process with this guide will mean you are starting off on the right foot.

The experts in this guide emphasize one key point. If you want to make sure your purchasing process goes smoothly, start by finding the agent who is right for the job. What does “right for job” mean? It means he or she has experience, qualifications which are up to date, and a strong reputation among past clients and the community. And if you’re not sure, ask. Ask that agent, ask people in the community.

Once you’ve found that right agent, they will guide you through the process, giving you the information you need, such as developers’ reputations, potential for investment areas, and lifestyle in given neighborhoods. If you’ve read your copy of Top Mexico Real Estate Guide: Buying Safely, you will recognize clear, correct information. Needless to say, this does not mean that process will necessarily be easy, but at least you will be protecting the funds you are investing in the property, and the experience you deserve afterwards.

So, going back to our first point; have you already decided on a property? Maybe it’s a condo in Puerto Vallarta (an established favorite), or maybe it’s a Puerto Vallarta Land purchase, generally better for someone who has a definite plan for investment in one of Mexico’s hottest real estate markets. In any case, if you do your research to find that essential real estate information, and a reliable, experienced agent, buying property in Puerto Vallarta will be the beginning of your dream come true.

TOPMexicoRealEstate NETWORK; Mexico’s Leading Network of Specialists for Finding and Purchasing Mexican Properties Safely

by darrowwest

Jamaica Real Estate is a Solid Investment despite World Economic Crisis

“Uncertainty in global financial markets has created a surge for more solid investments” says Edwin Wint, President of the Realtors Association of Jamaica. Mr. Wint goes on to say in a recent press release that, “real estate is a stable and concrete investment, and the global economic fallout is increasing demand for property in Jamaica.” The Association recently staged its First Annual Expo under the theme, “Secure Your Future with Real Estate”. The publishers of the Jamaica Real Estate Guide were there providing their valuable resource for all homebuyers and investors of Jamaican Real Estate.

Over on the North Coast of the Island, developments are abound with Solis The Palmyra Resort & Spa offering 277 apartments and 11 villas at prices ranging from US0,000 for a studio to US.5 million for a beachfront villa. There is also the Colony at Half Moon with plans for development of 30 private villas. Richmond Development in St. Ann offers a World Class Residential Community with units starting at US5,000. These developments have been marketing heavily to overseas clients who are looking for a tropical getaway that is in close proximity to the U.S. There are more than 300 International flights coming into Sangster International Airport in Montego Bay weekly and there are no restrictions to foreign ownership of Real Estate in Jamaica. In addition to easier access to beachfront property in Jamaica than in the U.S., Jamaica Real Estate is quite an attractive investment.

On the financial side of things, latest numbers from the Planning Institute of Jamaica in their report of Mortgages issued in Jamaica from NHT, NHDC, Building Societies, Life Insurance Companies and Credit Unions indicate that the volume and value of mortgages disbursed declined.  The total number of mortgages disbursed fell by 8.2% to 8,553 during January –September 2008 compared with January – September 2007.  This is a turnaround compared with the continued annual increases recorded in volume and value of mortgages disbursed.  The number of mortgages disbursed went from 10, 556 year ending December 2006 to 12, 469 year ending December 2007 according to the report.   The value of disbursed mortgages amounted to ,595 million for the year ending December 2007, this compared with the ,563.9 million disbursed for the year ending December 2006.

INFORMATION, INFORMATION, INFORMATION

In order to make an educated decision when investing in any commodity, you need information. It is no different for Jamaica Real Estate. The Jamaica Real Estate Guide aims to be a friendly and informative partner for prospective homebuyers and investors. The latest issue which was featured at the Realtors Association Expo 2008 at the Hilton Kingston Hotel on November 23rd has an article about Mortgage basics, a handy mortgage worksheet and a checklist of items for a loan application. Additionally, readers will find the usual delivery of full colour listings by Real Estate brokers and developers who promote their listings actively in this handy resource guide.

The Jamaica Real Estate Guide which was first published in 2006 started with the mandate of being a partner to the Jamaican Homebuyer, arming them with information about local real estate trends and the home buying process. With the demand increasing for Jamaica Real Estate from the local population and the Diaspora, so has the readership of the guide. The publishers of the Jamaica Real Estate Guide responded to demand by increasing the distribution of the magazine from 3,000 to 20,000 copies in print per issue. In addition, the website was redesigned to allow for free online viewing of the magazine. Response to the new website feature has been great with downloads coming from Countries like Australia, Bermuda, Canada, Denmark and of course the USA, Canada, our very own Jamaica and other neighbouring islands.

Related Real Estate Guides Articles

by darrowwest

Lincoln Square 246


Image by darrowwest
Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

Insects of all shapes, sizes and colors plus rodents like rats and moles can be a real nuisance in your flats or houses. These insects not only make their home in your property but they also cause a lot of harm to it. They have the capacity to cause great damages to your house as well as to the health of the people staying in the house.

Pest control becomes very necessary in the places which are infested with cockroaches, mosquitoes, lizards, etc. as a responsible property owner you must be aware of the importance of pest control measures.

The earlier you start the process of pest control the better because these pesky monsters have a tendency to multiply at an alarming rate. Its best to control them when you still can, take instant action before things out of control.

Pest Control Know How For Property Owners:

Conduct a close survey of your house to find out which are the insects that have invaded your house. Find out if its bedbugs, ants, roaches, mosquitoes, fleas, rats, moles, termites or spiders. This will help you control them better.
Once you have discovered your enemies you must call the pest control specialist immediately without wasting time.
Don’t just blindly pay anything that the pest control agency demands. Take the quotations from different agencies so that you can compare and contrast and choose the service which suits you the best.
Choose a reliable agency when it comes to pest control because they will provide you the best services available in the market.
it has often been seen that once the pest control measures have been taken the insects reappear after some time. To avoid this problem go for an extended warranty period so that you can ask the agency to look into the matter and provide their services.

These suggestions will prove to be very handy for you while you plan to get a pest control service. For information refer real estate guide.

Related Real Estate Guides Articles

by AndrewH.uk

Grandiose inhabitation project


Image by xiaming
Chinglish marketing copy in China’s property development boom appeals to sharply upwardly mobile social climbers, desperate to show all the world that they have more than their peers. Here, young homeowners may inhabit a grandiose project. Its a question of taste.

Is your Property Development project on track? Is it making enough money to fund more projects and grow your equity? Property Development is an extremely rewarding business and if you are to make the most of it you will need to learn as much as you can.

Here are 18 ways you can improve profitability of your project.

1. Negotiate agent commissions.

Everything is negotiable. The only caveat is, if they don’t get enough they may not do a good job. So win-win thinking here is best.

2. Watch and record all expenses like a hawk. Efficiency is the way of future.

3. Negotiate long term contracts with builders.

Or if you are like me and a builder-developer have a panel of contractors.

4.Buy appliances at auctions and store them until required.

Currently I don’t have a space for inventory, so this is on the agenda.

5.Market research.

Know you market and give them what they want. For example a double garage in some suburbs is a must. If you don’t provide it, you will be penalised by the market.

6.Go green.

Research indicate buyers will pay a premium for sustainable houses (this will be the next major wave of innovation in residential building practices).

7.Negotiate Lending rates.

Shop around. Half a percent on a million or two of lending adds up!

8.Rent houses while in planning stages.

Goes without saying, but you would be surprised how things can get out of hand.

9.Maximise sales prices.

Don’t accept the first offer. Push back on the agents to go back and negotiate a better deal.

10.Sell completed.

If cash flow allows. Of course it may be prudent to sell off plan to minimise risk and exposure. However, the public really has a hard time visualising the end product, so selling completed will yield a higher price.

11. Understanding government policies and their implications

A good understanding of the government and council approval regulations and processes. These can be onerous! Understanding of tax legislation and financial markets and an ability to negotiate favourable borrowing facilities.

12. Build Houses currently favoured by the market

Identifying rental properties and/or land located in prime locations. Property investors and land developers should target property hat is attractive to targeted markets. I am planning an article to detail what the current market wants for a given type of dwelling.

13. Good project management skills

This is so important. Project management skills are important for those with negotiating approval processes, with construction activities and/or with building maintenance programs.

14. Effective cost controls

Property investors and land developers should have effective cost controls to maximise profitability. Efficiency is paramount.

15. Output is sold under contract – incorporate long-term sales contracts

Property investors can reduce risks by negotiating long term leases with strong tenants. Land developers can reduce risk by pre-selling lots.

16. Maintenance of excellent customer relations

Property investors should ensure a reasonable relationship between the landlord and tenant. I also focus on superior marketing. In business there are two major focuses. Marketing and Innovation. Think Apple.

17. Carrying out all necessary maintenance to keep facilities in good condition

Property investors should monitor the state of the property and ensure maintenance. If you are managing a property then maintenance programes are very important, it is tempting to do only the essentials, but at some stage the work must be done or the capital values will be affected.

18. Market research and understanding

Skill and knowledge to: understand the property market cycle; localised market conditions; landlord/tenant and/or land & building legislations and processes; tax implications; financial markets; and negotiate borrowing facilities. Be a student of the market and Property Development in general.

Finally think like an entrepreneur. Focus on innovation, doing things better, adapting ideas. They want to be rewarded for their success. You will need to be all of these things. Property Development is a very entrepreneurial activity. You need to visionary and see the end before anything has started. To be able to see the potential.

As a real estate developer you are a “specialist generalist”. There are so many specialists which need to touch your project, so focus on keeping the good ones, building your contacts and relationships. It will pay off in superior quality.

Of course all of this is learn-able and scalable. You can start on small projects and work your way up. The sky is the limit.

I started with small renovation projects that involved repainting and building a picket fence. And worked my way up where I now manage 7 figure projects.

Boldness has genius, power and magic in it. Begin now.

Related Property Development Articles

by Eric Fischer

Grandiose inhabitation project


Image by xiaming
Chinglish marketing copy in China’s property development boom appeals to sharply upwardly mobile social climbers, desperate to show all the world that they have more than their peers. Here, young homeowners may inhabit a grandiose project. Its a question of taste.

Is your Property Development project on track? Is it making enough money to fund more projects and grow your equity? Property Development is an extremely rewarding business and if you are to make the most of it you will need to learn as much as you can.

Here are 18 ways you can improve profitability of your project.

1. Negotiate agent commissions.

Everything is negotiable. The only caveat is, if they don’t get enough they may not do a good job. So win-win thinking here is best.

2. Watch and record all expenses like a hawk. Efficiency is the way of future.

3. Negotiate long term contracts with builders.

Or if you are like me and a builder-developer have a panel of contractors.

4.Buy appliances at auctions and store them until required.

Currently I don’t have a space for inventory, so this is on the agenda.

5.Market research.

Know you market and give them what they want. For example a double garage in some suburbs is a must. If you don’t provide it, you will be penalised by the market.

6.Go green.

Research indicate buyers will pay a premium for sustainable houses (this will be the next major wave of innovation in residential building practices).

7.Negotiate Lending rates.

Shop around. Half a percent on a million or two of lending adds up!

8.Rent houses while in planning stages.

Goes without saying, but you would be surprised how things can get out of hand.

9.Maximise sales prices.

Don’t accept the first offer. Push back on the agents to go back and negotiate a better deal.

10.Sell completed.

If cash flow allows. Of course it may be prudent to sell off plan to minimise risk and exposure. However, the public really has a hard time visualising the end product, so selling completed will yield a higher price.

11. Understanding government policies and their implications

A good understanding of the government and council approval regulations and processes. These can be onerous! Understanding of tax legislation and financial markets and an ability to negotiate favourable borrowing facilities.

12. Build Houses currently favoured by the market

Identifying rental properties and/or land located in prime locations. Property investors and land developers should target property hat is attractive to targeted markets. I am planning an article to detail what the current market wants for a given type of dwelling.

13. Good project management skills

This is so important. Project management skills are important for those with negotiating approval processes, with construction activities and/or with building maintenance programs.

14. Effective cost controls

Property investors and land developers should have effective cost controls to maximise profitability. Efficiency is paramount.

15. Output is sold under contract – incorporate long-term sales contracts

Property investors can reduce risks by negotiating long term leases with strong tenants. Land developers can reduce risk by pre-selling lots.

16. Maintenance of excellent customer relations

Property investors should ensure a reasonable relationship between the landlord and tenant. I also focus on superior marketing. In business there are two major focuses. Marketing and Innovation. Think Apple.

17. Carrying out all necessary maintenance to keep facilities in good condition

Property investors should monitor the state of the property and ensure maintenance. If you are managing a property then maintenance programes are very important, it is tempting to do only the essentials, but at some stage the work must be done or the capital values will be affected.

18. Market research and understanding

Skill and knowledge to: understand the property market cycle; localised market conditions; landlord/tenant and/or land & building legislations and processes; tax implications; financial markets; and negotiate borrowing facilities. Be a student of the market and Property Development in general.

Finally think like an entrepreneur. Focus on innovation, doing things better, adapting ideas. They want to be rewarded for their success. You will need to be all of these things. Property Development is a very entrepreneurial activity. You need to visionary and see the end before anything has started. To be able to see the potential.

As a real estate developer you are a “specialist generalist”. There are so many specialists which need to touch your project, so focus on keeping the good ones, building your contacts and relationships. It will pay off in superior quality.

Of course all of this is learn-able and scalable. You can start on small projects and work your way up. The sky is the limit.

I started with small renovation projects that involved repainting and building a picket fence. And worked my way up where I now manage 7 figure projects.

Boldness has genius, power and magic in it. Begin now.

More Property Development Articles

by RedAgenda.com

Grandiose inhabitation project


Image by xiaming
Chinglish marketing copy in China’s property development boom appeals to sharply upwardly mobile social climbers, desperate to show all the world that they have more than their peers. Here, young homeowners may inhabit a grandiose project. Its a question of taste.

Is your Property Development project on track? Is it making enough money to fund more projects and grow your equity? Property Development is an extremely rewarding business and if you are to make the most of it you will need to learn as much as you can.

Here are 18 ways you can improve profitability of your project.

1. Negotiate agent commissions.

Everything is negotiable. The only caveat is, if they don’t get enough they may not do a good job. So win-win thinking here is best.

2. Watch and record all expenses like a hawk. Efficiency is the way of future.

3. Negotiate long term contracts with builders.

Or if you are like me and a builder-developer have a panel of contractors.

4.Buy appliances at auctions and store them until required.

Currently I don’t have a space for inventory, so this is on the agenda.

5.Market research.

Know you market and give them what they want. For example a double garage in some suburbs is a must. If you don’t provide it, you will be penalised by the market.

6.Go green.

Research indicate buyers will pay a premium for sustainable houses (this will be the next major wave of innovation in residential building practices).

7.Negotiate Lending rates.

Shop around. Half a percent on a million or two of lending adds up!

8.Rent houses while in planning stages.

Goes without saying, but you would be surprised how things can get out of hand.

9.Maximise sales prices.

Don’t accept the first offer. Push back on the agents to go back and negotiate a better deal.

10.Sell completed.

If cash flow allows. Of course it may be prudent to sell off plan to minimise risk and exposure. However, the public really has a hard time visualising the end product, so selling completed will yield a higher price.

11. Understanding government policies and their implications

A good understanding of the government and council approval regulations and processes. These can be onerous! Understanding of tax legislation and financial markets and an ability to negotiate favourable borrowing facilities.

12. Build Houses currently favoured by the market

Identifying rental properties and/or land located in prime locations. Property investors and land developers should target property hat is attractive to targeted markets. I am planning an article to detail what the current market wants for a given type of dwelling.

13. Good project management skills

This is so important. Project management skills are important for those with negotiating approval processes, with construction activities and/or with building maintenance programs.

14. Effective cost controls

Property investors and land developers should have effective cost controls to maximise profitability. Efficiency is paramount.

15. Output is sold under contract – incorporate long-term sales contracts

Property investors can reduce risks by negotiating long term leases with strong tenants. Land developers can reduce risk by pre-selling lots.

16. Maintenance of excellent customer relations

Property investors should ensure a reasonable relationship between the landlord and tenant. I also focus on superior marketing. In business there are two major focuses. Marketing and Innovation. Think Apple.

17. Carrying out all necessary maintenance to keep facilities in good condition

Property investors should monitor the state of the property and ensure maintenance. If you are managing a property then maintenance programes are very important, it is tempting to do only the essentials, but at some stage the work must be done or the capital values will be affected.

18. Market research and understanding

Skill and knowledge to: understand the property market cycle; localised market conditions; landlord/tenant and/or land & building legislations and processes; tax implications; financial markets; and negotiate borrowing facilities. Be a student of the market and Property Development in general.

Finally think like an entrepreneur. Focus on innovation, doing things better, adapting ideas. They want to be rewarded for their success. You will need to be all of these things. Property Development is a very entrepreneurial activity. You need to visionary and see the end before anything has started. To be able to see the potential.

As a real estate developer you are a “specialist generalist”. There are so many specialists which need to touch your project, so focus on keeping the good ones, building your contacts and relationships. It will pay off in superior quality.

Of course all of this is learn-able and scalable. You can start on small projects and work your way up. The sky is the limit.

I started with small renovation projects that involved repainting and building a picket fence. And worked my way up where I now manage 7 figure projects.

Boldness has genius, power and magic in it. Begin now.

Promotional Clip of Primewaterview Ltd -Nigeria’s Luxury & Property Developers Lagos Nigeria at Best of Nigeria Expo 2010
Video Rating: 5 / 5

by RedAgenda.com

Brighton Earthship Roof View


Image by Dominic’s pics
The south facing Earthship is built into the side of a hill to take advantage of the thermal properties of the ground – slow to warm up; slow to cool down.

An image taken at or near the Brighton Earthship located near Stanmer Park, Brighton, East Sussex.

The Earthship – the first built in the UK – is an experimental sustainable development which includes the following features: photovoltaic solar cells, collection of rainwater from the roof, a windmill, using the thermal storage property of the ground (by building "hobbit like" into a hillside), reuse of rubber tires as a building material for the walls.

No one lives here, but regular tours are available by arrangement.

Further information:
Low Carbon Trust
Brighton Earthship Project
Sustainable Development Commission
The UK Earth Centre Network

Property Development Loan

A property development loan is a loan which is specifically designed to develop a property. Typically a property development loan is enough to cover the entire process of developing a property. This includes zoning, preparing the land, installing water, sewer and electricity, and building whatever structure will be built on the land. In most situations commercial lenders will split up the entire loan and doll it out to the business as it progresses through each stage of the development plan. The main reason lenders do this with a property development loan is to reduce the risk. By splitting the loan up they stand to lose less if things fall through.

Like most commercial loans a property development loan will be given with a higher than normal interest rate. This is to alleviate the higher level of risk associated with a property development loan. In some cases a business seeking such a loan may be able to get a better interest rate by working with a commercial loan broker. While using a commercial loan broker cannot guarantee a better interest rate it often helps because the loan request is presented to several lenders. The credit history and revenue history of the business will often affect the interest rate and other loan terms.

Like most commercial loans a property development loan will be given with a higher than normal interest rate. This is to alleviate the higher level of risk associated with a property development loan. In some cases a business seeking such a loan may be able to get a better interest rate by working with a commercial loan broker. While using a commercial loan broker cannot guarantee a better interest rate it often helps because the loan request is presented to several lenders. The credit history and revenue history of the business will often affect the interest rate and other loan terms.

Like most commercial loans a property development loan will be given with a higher than normal interest rate. This is to alleviate the higher level of risk associated with a property development loan. In some cases a business seeking such a loan may be able to get a better interest rate by working with a commercial loan broker. While using a commercial loan broker cannot guarantee a better interest rate it often helps because the loan request is presented to several lenders. The credit history and revenue history of the business will often affect the interest rate and other loan terms.

http://www.businessfinancebroker.com/Business-Loans.html

Find More Property Development Articles

by RedAgenda.com

Brighton Earthship Roof View


Image by Dominic’s pics
The south facing Earthship is built into the side of a hill to take advantage of the thermal properties of the ground – slow to warm up; slow to cool down.

An image taken at or near the Brighton Earthship located near Stanmer Park, Brighton, East Sussex.

The Earthship – the first built in the UK – is an experimental sustainable development which includes the following features: photovoltaic solar cells, collection of rainwater from the roof, a windmill, using the thermal storage property of the ground (by building "hobbit like" into a hillside), reuse of rubber tires as a building material for the walls.

No one lives here, but regular tours are available by arrangement.

Further information:
Low Carbon Trust
Brighton Earthship Project
Sustainable Development Commission
The UK Earth Centre Network

Property Development Loan

A property development loan is a loan which is specifically designed to develop a property. Typically a property development loan is enough to cover the entire process of developing a property. This includes zoning, preparing the land, installing water, sewer and electricity, and building whatever structure will be built on the land. In most situations commercial lenders will split up the entire loan and doll it out to the business as it progresses through each stage of the development plan. The main reason lenders do this with a property development loan is to reduce the risk. By splitting the loan up they stand to lose less if things fall through.

Like most commercial loans a property development loan will be given with a higher than normal interest rate. This is to alleviate the higher level of risk associated with a property development loan. In some cases a business seeking such a loan may be able to get a better interest rate by working with a commercial loan broker. While using a commercial loan broker cannot guarantee a better interest rate it often helps because the loan request is presented to several lenders. The credit history and revenue history of the business will often affect the interest rate and other loan terms.

Like most commercial loans a property development loan will be given with a higher than normal interest rate. This is to alleviate the higher level of risk associated with a property development loan. In some cases a business seeking such a loan may be able to get a better interest rate by working with a commercial loan broker. While using a commercial loan broker cannot guarantee a better interest rate it often helps because the loan request is presented to several lenders. The credit history and revenue history of the business will often affect the interest rate and other loan terms.

Like most commercial loans a property development loan will be given with a higher than normal interest rate. This is to alleviate the higher level of risk associated with a property development loan. In some cases a business seeking such a loan may be able to get a better interest rate by working with a commercial loan broker. While using a commercial loan broker cannot guarantee a better interest rate it often helps because the loan request is presented to several lenders. The credit history and revenue history of the business will often affect the interest rate and other loan terms.

http://www.businessfinancebroker.com/Business-Loans.html

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by darrowwest

Lincoln Square 026


Image by darrowwest
Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

For most of us, when it comes to planning our retirement, it’s important to consider our budget carefully, making sure that we have the necessary amount saved, and that we don’t overspend that amount when retirement begins. Together with the warm weather, this is the main reason why many Americans are considering Mexico retirement communities.

Many of the communities which retirees are choosing offer both a low cost of living and very accessibly priced real estate. While services include large, modern grocery stores (Walmart, etc.), state-of-the-art hospitals, large-screen movies (in English), excellent restaurants, and much more, these items can be found for a much lower price than back home. That retirement budget will go that much further while retirees enjoy more luxuries.

These savings actually begin from the first step – buying a retirement property. Good but cheap Mexico real estate is available even in the most famous retirement communities. Consider these examples:

,000 USD – La Paz – A comfortable two bedroom home in a quiet neighborhood close a plaza with a large supermarket (a Mexican version of Walmart), English movies, fitness facilities and restaurants. The home is about 1000 sq. ft., on a 1700 sq. ft. lot. Of course, downtown and the beach are only a short drive away. La Paz is near the southern tip of Baja California.

,500 USD – Lake Chapala – This home offers 2 bedrooms, 2 Bathrooms. It is similar in size to the one above, but is located in a pleasant gated community, with a rustic style. The communities on Lake Chapala in Mexico’s hilly central region enjoy beautiful views of the country’s largest lake and the surrounding forest covered hillsides. It is also home to the largest expat retirement community.

0,000 USD – Playa del Carmen – This is a new condo complex in Playa del Carmen, about an hour south of Cancun. The beachfront is about 900 yards away, and while the community is new, it will soon be home to a few shopping options. Downtown is a short drive away, and the complex includes a pool and ample green space. This community – El Cielo – is focused on upscale development, and is just beginning to fill with elegant villa and condo complexes.

Properties such as these will help you live comfortably while not spending a fortune on your property, allowing you to save even more for enjoying retirement in your new home. It is worth noting, however, that in all cases you should make sure you are familiar with the differences involved in buying real estate in Mexico. One guide that will help you is the Top Mexico Real Estate Guide: Buying Safely. This guide will help in each aspect of buying in Mexico, from choosing your agent, to estimating closing costs, and will prepare to start your relaxing, comfortable and affordable retirement off on the right foot!

TOPMexicoRealEstate.com; Mexico’s Leading Network of Specialists for Finding and Purchasing Mexican Properties Safely

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by Gil Calmon

Lincoln Square 026


Image by darrowwest
Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

Come tour the Lincoln Square neighborhood of Chicago with Your Windy City Guide.

For most of us, when it comes to planning our retirement, it’s important to consider our budget carefully, making sure that we have the necessary amount saved, and that we don’t overspend that amount when retirement begins. Together with the warm weather, this is the main reason why many Americans are considering Mexico retirement communities.

Many of the communities which retirees are choosing offer both a low cost of living and very accessibly priced real estate. While services include large, modern grocery stores (Walmart, etc.), state-of-the-art hospitals, large-screen movies (in English), excellent restaurants, and much more, these items can be found for a much lower price than back home. That retirement budget will go that much further while retirees enjoy more luxuries.

These savings actually begin from the first step – buying a retirement property. Good but cheap Mexico real estate is available even in the most famous retirement communities. Consider these examples:

,000 USD – La Paz – A comfortable two bedroom home in a quiet neighborhood close a plaza with a large supermarket (a Mexican version of Walmart), English movies, fitness facilities and restaurants. The home is about 1000 sq. ft., on a 1700 sq. ft. lot. Of course, downtown and the beach are only a short drive away. La Paz is near the southern tip of Baja California.

,500 USD – Lake Chapala – This home offers 2 bedrooms, 2 Bathrooms. It is similar in size to the one above, but is located in a pleasant gated community, with a rustic style. The communities on Lake Chapala in Mexico’s hilly central region enjoy beautiful views of the country’s largest lake and the surrounding forest covered hillsides. It is also home to the largest expat retirement community.

0,000 USD – Playa del Carmen – This is a new condo complex in Playa del Carmen, about an hour south of Cancun. The beachfront is about 900 yards away, and while the community is new, it will soon be home to a few shopping options. Downtown is a short drive away, and the complex includes a pool and ample green space. This community – El Cielo – is focused on upscale development, and is just beginning to fill with elegant villa and condo complexes.

Properties such as these will help you live comfortably while not spending a fortune on your property, allowing you to save even more for enjoying retirement in your new home. It is worth noting, however, that in all cases you should make sure you are familiar with the differences involved in buying real estate in Mexico. One guide that will help you is the Top Mexico Real Estate Guide: Buying Safely. This guide will help in each aspect of buying in Mexico, from choosing your agent, to estimating closing costs, and will prepare to start your relaxing, comfortable and affordable retirement off on the right foot!

TOPMexicoRealEstate.com; Mexico’s Leading Network of Specialists for Finding and Purchasing Mexican Properties Safely

The-Flip-Man.com – The Flip Man I will personally Teach & Mentor you on How to Flip Houses with no credit or cash. Enjoy the videos and audios of deals I’ve done and FREE REAL ESTATE INVESTING TIPS. flipping Property http Creative Real Estate Investing Mentor and Guide NO…

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by outofscale

If you’re new to property development and are looking to making money buy either selling on or renting then you really need to do some research particularly in this economic climate.

Location, location, location as the TV show says is very important especially if this if your first property development.  You need to have a good idea about the house market in the area you are thinking of buying. Buying locally might be wise for a fist time property developer as you should have a good idea of what areas are being developed and if there is a need for rented accommodation in the area. If you’re unsure of what’s happening in an area you will need to do some research.  You could ask local estate agents, read local papers and just generally ask people in the area.    For instance if there is a university in the town and your planning on renting out the development then find out where it is and check the properties in that area. Also look at local transport and facilities. 

A great way to get ahead of everyone else is to know where the up coming areas are in the town.  Many towns have regeneration areas where lots of local government money is being spent on areas. A useful tip is to be wary of what estate agents say.  Remember they will be wanting to make a sale so may describe an area as up and coming when in reality that might not be the case.  Ask them what type of properties have sold recently and for how much.
Another useful tip is to remember to keep your business head on and always follow your business plan.  It is very easy to fall in love with a property which is not going to get you the best return.  Just because you like a property it doesn’t mean it will be the right type of property to develop to either sell on or rent.  You should have a list at hand with what you require from the property and stick to it.

Once you have chosen the right property you are then going to need to find the right builder to do the development.  This part could make or break your development so it’s important to find the right building company.  

Hiring a building will only provide you with skilled labor which means you will be acting as your own contractor which means you will have to prepare all the necessary permits relating to the project.  This is fine if you have the time to do the research necessary.  You will also have to coordinate all aspects of the development which it fine for an experienced developer but not for a first timer.  Coordinating the architect, designer, electrician plumber etc could be a right ordeal if not done correctly.  It’s a bit of a balancing act and shouldn’t be taken on lightly.

First time developers almost certainly should hire a contractor and let the experts deal with all of the above.  However like the property you need to do a bit of research to find the best one.  Check online for building contractors and ask for references.

Like everything we do in life, preparation is the key to a successful conclusion.  The more time spent researching every aspect of your property development, the more likely your development will turn out well.  At the end of the day you want to make the most amount of profit, and you won’t do that if you jump in head first without looking at everything.

by Dominic’s pics

CG-SK-Upclose


Image by outofscale
screen capture of St Kilda Triangular Site Development by Citta Property Group. video from Port Philip Council. (http://www.portphillip.vic.gov.au/triangle_site.html)

1. Benefits of using CD Property Finance as your broker.

In these uncertain times for property developers there really is only one certainty – it will not be straghtforward raising the finance for your development! We all know the reasons for this – the banks overstretched themselves and are now clamping down hard on the property sector.

However, do not despair. As a broker with over 25 years in property development finance Chris Dowdeswell of CD Property Finance has retained very close relationships with the banks and investors that really count. This means that Chris can still source attractive finance packages on competitive terms. If you instruct CD Property Finance to work on your behalf you will benefit from:

1 – Our market knowledge of which banks are lending and on what types of projects, and where.
2 – Access to other funding sources, such as cash rich investors.
3 – Preferential rates – we negotiate hard for our clients!
4 – Our knowledge gained over 25 years of what information lenders need to be presented with and how it should be presented. CD Property Finance thus gives you a head start over other developers and helps you jump the queue for the banks’ attention (and their money!).
5- Personal service from Chris Dowdeswell A.C.I.B

2. Hampshire case study

In June a high street bank business manager known to Chris Dowdeswell for 10 years called us to say that they had been asked to lend an experienced developer about £100,000 to finsh off the construction of two small houses in Hampshire. The bank – one of the ones we all now have shares in! – told us that their credit department had refused to lend even though the £100,000 loan represented only 30% of the value of the completed houses. Could CD Property Finance help?

We immediately knew that we could and arranged to meet the client within a couple of days. We gathered all the information we knew our lender would need and presented it to them straight away. The lender met the developer within a few days and offered all the money they needed to complete the two houses. The developer was able to draw down his funds within four weeks of meeting the lender.

Our developer client was extremely grateful for our service and advised us that if CD Property Finance had not been able help he would have had to close the site down and lose much of his own money.

3. West Sussex case study

A valued client obtained an option to buy a site in West Sussex. He was able to achieve a planning consent for 3 detached houses and approached Chris Dowdeswell for a loan of £1,000,000 to develop the site. Despite the difficult prevailing conditions we were able to arrange the loan with a bank whose senior director we had known for over 20 years.

This strong relationship led to the bank lending 82% of the total cost of the development – an unusually high percentage in the current economic climate – with the bank taking a small share of the profits of the scheme.

4. What are the different finance types?

Development finance may appear quite complex but the elements can be simply be broken down depending on the loan structure required by the client. The most commonly used are:

Bank finance (see below) + Developer cash = 100% cost

Bank finance + Mezzanine finance (see below) + Developer cash = 100% of cost

Equity finance (see below) = 100% of cost

5. DEFINITIONS

Bank finance – usually around 65% of the cost of the project, secured by a first charge over the development site.

Mezzanine finance – usually about 20% of the cost of the project secured by a second charge over the site

Equity finance – 100% of project cost, often in the form of a joint venture between the developer and the investor. Profits are usually split 50/50.

For further information, please contact chris at chris@cdpropertyfinance.com or visit our website www.cdpropertyfinance.com

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